EPOCH will work with the employer and their brokers to evaluate the various stop-loss options. EPOCH has vast expertise in the placement of specific and aggregate reinsurance. In addition, we are able to leverage the volume of business we control to the client’s benefit. Our market experience gives you the peace of mind knowing that you have purchased the most comprehensive coverage at the most competitive premium.

Once a carrier has been selected, EPOCH will manage the integration with the stop-loss carrier. EPOCH monitors and reports all claims that are approaching the pre-determined specific (individual claim) or aggregate (group) amount, coordinates all billings, files all claims, and provides monthly and annual renewal reviews.